一：credit_card是什么意思（中英文）解释的意思：

credit_card是指一种可以用于购物和支付的信用卡，持卡人可以在指定的商户处消费并在每月还款日前偿还欠款。这种卡片通常由银行或金融发行，持卡人可以根据自己的信用额度进行消费，然后在每月还款日前偿还欠款，也可以选择分期付款。

A credit card is a type of card that can be used for shopping and payment. The cardholder can make purchases at designated merchants and repay the debt before the monthly due date. These cards are usually issued by banks or financial institutions, and the cardholder can make purchases based on their credit limit and then repay the debt before the monthly due date, or choose to pay in installments.

二：怎么读（音标）：

/ˈkrɛdɪt kɑrd/

三：用法：

持有credit_card的人可以在指定的商户处使用该卡进行消费，并在每月还款日前偿还欠款。一般来说，持卡人需要提供个人信息和信用记录来申请信用卡，银行或金融会根据申请者的信用状况来决定是否发放信用卡以及信用额度大小。

Cardholders can use credit cards to make purchases at designated merchants and repay the debt before the monthly due date. Generally, applicants need to provide personal information and credit history to apply for a credit card. Banks or financial institutions will determine whether to issue a credit card and the credit limit based on the applicant's credit status.

四：例句1-5句且中英对照：

1. I forgot my wallet at home, so I had to use my credit card to pay for dinner.

我忘记把钱包带在家里了，所以只能用信用卡来支付晚餐的费用。

2. Many people prefer to use credit cards for their daily expenses.

很多人喜欢用信用卡来支付日常开销。

3. It's important to pay your credit card bill on time to avoid late fees.

及时还款很重要，这样可以避免产生滞纳金。

4. The bank increased my credit limit after I consistently paid my credit card bills on time.

由于我一直按时还信用卡的欠款，银行提高了我的信用额度。

5. My wallet was stolen and someone used my credit card to make unauthorized purchases.

我的钱包被偷了，有人使用我的信用卡进行了未经授权的消费。

五：同义词及用法：

1. Debit Card：借记卡，与credit_card不同的是，持卡人需要提前存入足够的资金才能使用该卡进行消费。

2. Charge Card：贷记卡，与credit_card类似，但持卡人需要在每月还款日前全额偿还欠款。

3. Prepaid Card：预付费卡，持卡人需要提前充值一定金额才能使用该卡进行消费。

4. Store Card：商店专用信用卡，只能在指定的商店使用。

5. Virtual Credit Card：虚拟信用卡，一种没有实体卡片的信用卡，通常用于网上购物。

六：编辑总结：

credit_card是一种可以用于购物和支付的信用卡，持卡人可以根据自己的信用额度进行消费，并在每月还款日前偿还欠款。申请credit_card需要提供个人信息和信用记录，银行或金融会根据申请者的信用状况来决定是否发放信用卡以及信用额度大小。与debit card、charge card等类似，但有不同的使用规则和限制。使用credit_card需要谨慎管理，及时还款可以避免产生滞纳金，并帮助提高个人的信用评级。