一：loans是什么意思（中英文）解释的意思

loans是指向个人或企业提供的金钱借贷服务，通常需要支付利息和按时偿还本金的一种金融产品。这种借贷通常由银行、信用社或其他金融提供。

Loans refer to the financial products that provide individuals or businesses with money lending services, usually requiring the payment of interest and timely repayment of the principal. These types of loans are typically offered by banks, credit unions, or other financial institutions.

二：怎么读（音标）

/loʊnz/

三：用法

Loans通常用于个人或企业需要额外资金来满足短期或长期的资金需求。借款人可以选择不同类型的贷款，如个人贷款、商业贷款、抵押贷款等，根据自身需求和信用状况来选择最适合的贷款方式。在申请贷款时，借款人需要提供相关资料和担保物品，并按照合同约定按时偿还本息。

Loans are commonly used when individuals or businesses need additional funds to meet short-term or long-term financial needs. Borrowers can choose from different types of loans, such as personal loans, business loans, mortgage loans, etc., depending on their needs and credit status. When applying for a loan, borrowers need to provide relevant documents and collateral, and repay the principal and interest according to the contract.

四：例句1-5句且中英对照

1. She took out a loan to start her own business.

她申请了一笔贷款来创业。

2. The bank offers various loans for different purposes.

银行为不同的目的提供各种贷款。

3. He has been struggling to repay his student loans.

他一直在努力偿还学生贷款。

4. The interest rate on this loan is quite high.

这笔贷款的利率相当高。

5. The loan was approved and the money was transferred to his account.

贷款获批，钱已转入他的账户。

五：同义词及用法

1. Borrowing：借入，指向个人或企业从银行或其他金融借入资金。

2. Credit：信用贷款，指基于借款人的信用状况而发放的贷款。

3. Advance：预付款，指提前向个人或企业提供资金支持。

4. Mortgage：抵押贷款，指以房屋或其他不动产作为担保物品的贷款。

5. Financing：融资，指通过向投资者或金融发行股票、债券等来筹集资金。

六：编辑总结

Loans是一种常见的金融产品，在个人和企业发展过程中具有重要作用。通过选择合适的贷款方式和按时偿还本息，借款人可以有效地满足资金需求，并提升个人或企业的发展能力。因此，借款人在申请贷款时应该仔细考虑自身的需求和信用状况，并遵守合同约定，以避免不必要的风险。