一：prime_rate是什么意思（中文）解释的意思

prime_rate是指银行向其最优质客户提供的最低利率。这是一种基准利率，它影响着整个金融市场的利率水平。prime_rate通常由银行根据联邦基金利率和其他因素来确定，并被用作调整其他贷款利率的参考标准。

prime_rate是什么意思（英文）解释的意思

Prime rate refers to the lowest interest rate offered by banks to their most creditworthy customers. It is a benchmark rate that influences the overall level of interest rates in the financial market. Prime rate is typically determined by banks based on the federal funds rate and other factors, and is used as a reference benchmark for adjusting other loan rates.

二：怎么读（音标）

/praɪm reɪt/

三：用法

prime_rate通常用于描述银行对其最优质客户提供的贷款利率。它也可以被用作调整其他类型贷款利率的参考标准，抵押贷款、汽车贷款和信用卡利率等。

四：例句1-5句且中英对照

1. The prime rate has a direct impact on the interest rates for mortgages and other loans. (prime_rate直接影响着抵押贷款和其他贷款的利率。)

2. The bank lowered its prime rate in response to the decrease in the federal funds rate. (银行根据联邦基金利率的下降而降低了其prime_rate。)

3. As a result of the increase in the prime rate, credit card interest rates have also gone up. (由于prime_rate的增加，信用卡利率也有所上涨。)

4. The prime rate is often used as a benchmark for determining the interest rates on business loans. (prime_rate经常被用作确定商业贷款利率的基准。)

5. Borrowers with a good credit score are more likely to qualify for loans at the prime rate. (信用评分良好的借款人更有可能获得prime_rate的贷款资格。)

五：同义词及用法

- Base rate: 基准利率，也是一种影响整个金融市场利率水平的基准利率。

- Reference rate: 参考利率，指银行用来确定其他贷款利率的参考标准。

- Benchmark rate: 基准利率，也是一种被用来调整其他贷款利率的参考标准。

六：编辑总结

Prime_rate是银行向最优质客户提供的最低利率，它影响着整个金融市场的利率水平。它通常由银行根据联邦基金利率和其他因素来确定，并被用作调整其他贷款利率的参考标准。了解prime_rate对于理解和管理个人和商业贷款利率具有重要意义。