一：医疗保险的是什么意思（中英文）解释的意思

医疗保险是指由或私人提供的一种保障，旨在为个人或家庭提供医疗费用的支付方式。它可以帮助人们在生病或受伤时减轻经济负担，确保他们能够获得必要的医疗服务。

Medical insurance is a form of protection provided by the government or private institutions, aiming to provide individuals or families with a way to pay for medical expenses. It can help people alleviate financial burden when they are sick or injured, ensuring that they can access necessary medical services.

二：怎么读（音标）

/ˈmɛdɪkəl ɪnˈʃʊərəns/

三：用法

医疗保险通常需要通过缴纳一定的费用来获得，这些费用可以是每月固定金额、按年度缴纳或者根据个人收入而定。当需要使用医疗服务时，被保险人可以向保险公司申请报销相关费用。同时，医疗保险也可以提供其他额外的福利，如住院津贴、门诊补贴等。

Medical insurance is usually obtained by paying a certain amount of fee, which can be a fixed monthly amount, an annual payment, or based on personal income. When medical services are needed, the insured can apply for reimbursement from the insurance company. At the same time, medical insurance can also provide additional benefits such as hospitalization allowance and outpatient subsidies.

四：例句1-5句且中英对照

1. I have to pay a monthly premium for my medical insurance.

我每个月都要为我的医疗保险缴纳保费。

2. The government provides free medical insurance for low-income families.

为低收入家庭提供免费的医疗保险。

3. If you have a serious illness, your medical insurance will cover most of the expenses.

如果你患有严重的疾病，你的医疗保险将会支付大部分费用。

4. My company offers comprehensive medical insurance as part of our employee benefits package.

我的公司在员工福利计划中提供全面的医疗保险。

5. The new law requires all citizens to have basic medical insurance.

新法律要求所有公民都必须拥有基本的医疗保险。

五：同义词及用法

1. Health insurance 健康保险：指提供健康相关的治疗和预防服务的一种保障，与医疗保险类似，但更注重预防和健康维护。

2. Medical coverage 医疗覆盖范围：指医疗保险涵盖的医疗费用范围，可以包括住院、门诊、药品等。

3. Medical plan 医疗计划：指个人或家庭选择的医疗保险方案，可以根据个人需求和预算来定制。

4. Health care coverage 医疗保障：与医疗保险类似，但更广泛地涵盖了健康相关的各种费用，如牙科、视力等。

5. Insurance policy 保险：指具体的保险合同条款，包括保险金额、责任范围等。

六：编辑总结

医疗保险是一种重要的社会福利制度，它能够为人们提供在生病或受伤时所需的经济支持。通过缴纳一定的费用来获得医疗保险，可以有效地减轻个人和家庭的负担。同时，医疗保险也可以促进公平和公正，在一定程度上解决了因医疗费用过高而导致的社会不平等问题。因此，我们应该认识到医疗保险的重要性，并积极参与其中。